
Each year, the cost of living goes up, prices of basic commodities rise, and stretching your monthly income often seems harder. Not to mention those unseen, unavoidable expenses like health emergencies, car maintenance, home repairs, your child’s school project, and the list goes on. As they say, budgeting is the single most important part of financial management and good financial stewardship. The Investopedia website gives a very accurate definition of budgeting, “It's making sure that you're spending less than…